Ross Garcia

Ross Garcia, CDLP

Founder & Broker

Ross Garcia is the Owner & Lead Broker at PREI Capital Group, also known as Divorce Mortgage Advisors, and is the Co-Founder of Survive Divorce.

With a decade of experience across both retail and wholesale lending, Ross has distinguished himself as a leader who combines deep industry knowledge with a creative approach to solving complex loan approval challenges.

His expertise is particularly valuable in navigating the nuanced demands of divorce mortgage planning, where his innovative strategies and exceptional negotiating skills ensure the best outcomes for his clients. Recognized for his mastery of lender underwriting criteria, Ross provides transparent and robust solutions that are tailored to each client's unique situation.

Ross’s commitment to excellence extends beyond client interaction. He has earned the distinct designation of Certified Divorce Lending Professional (CDLP), reinforcing his dedication as a strategic resource for family law professionals.

A thought leader in his field, Ross is a sought-after speaker at industry events and a contributing author for esteemed publications including Forbes Finance, Thrive Global, and Authority Magazine.

He holds a Bachelor’s Degree in Business Economics from the University of California, Santa Barbara.

Ross is also the proud father of 3 boys who enjoy playing sports, eating good food, and pushing each other's buttons.

BRE #01896272
NMLS #674733

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Jason Crowley

Jason Crowley, CFA, CFP®, CDFA®

Co-Founder & Advisor

As Co-Founder & Advisor at Divorce Mortgage Advisors, Jason Crowley works with our clients and their attorneys to formulate creative strategies to complicated settlement issues. His primary focus is providing guidance on structuring agreements so our clients can achieve their mortgage financing objectives. His expertise facilitating the division of complex assets such as stock options, business and venture capital interests, and real estate investments enables us to bring a unique approach to divorce lending. In addition, Jason oversees the business development and strategic growth initiatives of our company.

A nationally recognized expert in divorce financial planning, Jason is a highly sought after speaker on financial and tax issues in divorce. He has the distinction of being one of the select few financial professionals to hold the Chartered Financial Analyst (CFA), Certified Financial Planner (CFP), and Certified Divorce Financial Analyst (CDFA) credentials. Mr. Crowley has testified as an expert witness on divorce financial issues. Jason has extensive training in Divorce Mediation and Collaborative Divorce, and he is an active member in a number of professional associations including the Association of Divorce Financial Planners and Institute for Divorce Financial Analysts. Notably, Jason was selected as a member of the prestigious Forbes Finance Council and was the former president of Collaborative Practice San Mateo County (CPSMC).

Jason also serves as Managing Partner at Divorce Capital Planning, which specializes in divorce financial planning and analysis, and founder of Survive Divorce. He began his professional career as a financial analyst at Commerce Capital Group, a boutique investment banking firm specializing in mergers and acquisitions (M&A) advisory services.

Jason earned a bachelor’s degree in Business Economics and Accounting from the University of California, Santa Barbara, where he graduated summa cum laude. He also holds the Financial Industry Regulatory (FINRA) Series 7 and 66 licenses.
BRE #02022491

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Jay Garcia

Jay Garcia


Jay has been an active real estate broker since 1981. Early in this career, he was involved in formulating real estate partnerships that acquired apartment buildings in Northern CA. In 1991, he founded PREI Capital Group to meet the challenges of client’s mortgage financing needs.

Since the inception of PREI Capital Group, he has established steadfast relationships with many banks and conventional lending institutions. These relationships have afforded his company the ability to fund in excess of $1 billion in residential financing and close over 3,000 transactions. All of his loans are generated through a 100% referral base.

Jay is especially known for his unrivaled knowledge of the nuances of mortgage financing as he has watched the lending market evolve over the past 30+ years. During this time, he has also originated an abundance of divorce loans and has developed strong relationships with Family Law Professionals throughout the entire Bay Area.

Jay holds a Bachelor’s Degree in Business Administration from the University of San Francisco, class of 1978.
BRE #00775987
NMLS #256364