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Category: Underwriting

The Divorce Dilemma: Clinging to Low Rates Through Loan Assumptions

  The economic landscape of the early 2020s, shaped significantly by the pandemic, offered an unprecedented opportunity for homeowners to lock in mortgage rates at historic lows. This…

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9 (Simple) Steps To Getting a Mortgage After Divorce

Getting a mortgage can be more challenging after a divorce, but it is possible with the right roadmap in place. Here are 9 simple steps that can help…

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3 Key Ingredients For Approving a Refinance After Divorce

The #1 question most clients have when considering a refinance after divorce is – Do I qualify? Without knowing for certain whether a new mortgage is feasible –…

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Buyout Preapproval Letter in Divorce (A Must Have)

If you’re in the market for a new property, one of your first questions is likely to be – how much can I afford? There’s nothing more discouraging…

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Using Gift Funds for your Home Down Payment

According to the National Association of Realtors 2018 Profile of Home Buyers and Sellers, nearly 25% of first-time home buyers use gifts as a down payment on a…

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    With offices in Burlingame, CA, the Divorce Mortgage Advisors team serves clients throughout all of California, including the communities of the San Francisco Bay Area, San Jose, Sacramento, Los Angeles, San Diego, Santa Barbara, Marin, San Mateo, Santa Clara, Palo Alto, Menlo Park, San Carlos, and the residents of all counties including Santa Clara County, San Mateo County, Alameda County, Contra Costa County, Los Angeles County, Santa Cruz County, Ventura County, and Orange County.